Commercial Insurance

Delivering commercial insurance to artisans, contractors, and small businesses in Massachusetts for over 87 years.

Finding the right commercial insurance for your business can be a nightmare. As no two businesses are ever alike, the commercial lines specialists at the George E Mckenna Agency, located in MA, will tailor a policy to fit your individual business’s needs while working diligently to help you avoid unnecessary exposures.

Health Insurance

The rising cost of health insurance has business owners scrambling for cover; George E Mckenna Agency can handle all kinds of health insurance.

Commercial Insurance

Business owners insurance for small business, artisans and contractors

Most small businesses can meet many of their insurance needs with a simple and useful policy called a Business Owners’ Policy (BOP). This policy offers all the major coverage most business owners need.

Commercial coverage includes:

• Bodily Injury: Bodily injury includes sickness, disease or death sustained by person or persons at your business.
• Property Damage: Property damage includes physical damage to someone else’s property and loss of use of the damaged property.
• Personal Injury or Advertising Injury: Personal injury refers to harm to another person’s or business’s reputation or basic rights, such as the right to privacy. Advertising injury refers to harm caused by an advertisement, such as an ad slandering a competitor.
• Products and Completed Operations Injury: Product coverage is extended to any harm that a business’s products might cause, including injury arising from "completed operations" such as repair work or electrical installations. Carefully consider limits that are sufficient to cover the type of work you are doing, the product you are selling and the amount of interaction you have with the public.
• Safeguarding Your Property: It is important that you also carry enough coverage to protect the property of your business. This includes (but is not limited to) inventory, equipment, computers, money and securities. Most policies include "peak season" coverage that would increase your limits by 25% during the peak seasons of your business. Bailee Coverage is also available that will protect someone else’s property that is in your care and custody.

Commercial Auto Insurance

The companies we represent are eager to write new commercial auto insurance policies. If you currently have a commercial auto policy with a small loss history – we maybe able to save you up to 30% off your current commercial auto insurance.

General Liability

While most businesses can be covered for general liability through a Business Owners Policy (see above) or an Artisan/Contractor policy, if your business does not fall within those guidelines, we can write your general liability coverage with several companies.

We also specialize in offering coverage for Special Events. Please contact us at (508) 892-8133 for additional information.

Bonds

McKenna’s commercial insurance agents can help you with your bonding needs. If you are a contractor and need performance or bid bonds – we can help. If you need surety bonds for pension plans, real estate, janitorial services or estate administration – we can do that too.

Workers’ Compensation

Where many commercial insurance agencies are afraid of Workers’ Compensation, we never shy away from it. With our knowledgeable staff’s assistance, we can help you through the confusion of Workers’ Comp.

Employee Benefits

Looking to establish employee benefits for your small business? Our agents can provide the following:

• Health Insurance: Fallon, Tufts, Blue Cross/Blue Shield
• Disability Benefits: Short & Long Term
• Dental Benefits: Delta Dental
• Life Insurance
• 401(k) and Pension Plans